Professional Indemnity

Any professional or consultant providing advice or other services is exposed to claims of a “professional indemnity” nature.

If a party suffers financial loss after receiving the services or relying on the advice of a professional, he/she may have the right to sue for the loss. A professional may even be sued by a client who is merely dissatisfied, but has no valid claim.

Professionals require cover help to protect them against the potential financial burden of litigation, and to help protect the reputation of their practice, their personal integrity and their personal assets.

Cover for legal costs and expenses is important as litigation involving company professionals is often complex. It is imperative that the professionals have access to specialized and quality legal representation to safeguard their interests in the most effective way.

Scope of Cover

Helps protect professionals against legal liability for breach of professional duty in the conduct of their professional business practice.

What the Policy Covers

  1. Settlements,
  2. Compensatory damages awarded against the professionals, and
  3. Legal costs and expenses associated with defending legal actions


  • Libel and slander
  • Loss of documents ? Consultants, sub-contractors and agents
  • Joint venture liability
  • Estates and legal representatives
  • Outgoing Principals
  • Intellectual Property
  • Newly Created or Acquired Entity or Subsidiary

 Run-Off Cover Insured Entity or Subsidiary Additional Features

  • ?Previous business
  • ?Fraud and dishonesty
  • ?Increased aggregate limit of indemnity

Major Categories of Profession Covered

  1. Construction & engineering – Construction consultant, engineer, architect, interior designer, surveyor
  2. Medical Malpractice – hospital, clinic, physiotherapist, psychologist, medical centre, nursing home
  3. Financial/ Professional Investment adviser
  4. Computer consultant – software development, system integration, software and hardware sales
  5. Solicitor
  6. Accountant
  7. Management / business consultant
  8. Miscellaneous (i.e. newspaper and magazine, recruitment agent, school/ college)
Welcome to Pacific Group (EA) Ltd. ISO 9001:2008 Certified

Pacific Insurance Brokers (EA) has received its ISO 9001:2008 certificate. This was a fine moment of joy and jubilation to be among the few Insurance Brokers who have received ISO certification. We believe our certification is a prove that we have come of age and that our dream to become the leading most reliable insurance brokerage house in the region is not far fetched. We are committed to our clients in providing valuable and professional services without compromising the principles of insurance.

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